/* ============================================================================
   Stay or Separate? — Lifetime Wealth Calculator
   tools.thebetterveteran.com/stay-or-separate/
   ---------------------------------------------------------------------------
   Matches TBV design system from /benefits-quiz/style.css + adds stay-or-separate-
   specific styles for side-by-side scenario cards, election badges, tax callouts,
   methodology disclosure, and the education callout.
   ============================================================================ */

/* ── Brand tokens ──────────────────────────────────────────────────────────── */
:root {
    --primary: #1a365d;
    --primary-light: #2b6cb0;
    --accent: #e53e3e;
    --accent-gold: #C4A55A;
    --text-primary: #1a202c;
    --text-secondary: #4a5568;
    --text-light: #ffffff;
    --bg-page: #edf2f7;
    --bg-surface: #f7fafc;
    --bg-card: #ffffff;
    --border-color: #cbd5e0;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.06);
    --shadow-lg: 0 10px 25px rgba(0,0,0,0.1), 0 4px 10px rgba(0,0,0,0.05);
    --radius-sm: 6px;
    --radius-md: 10px;
    --radius-lg: 14px;
    --green: #276749;
    --green-light: #38a169;
    --red: #c53030;
    --warning-bg: #fffaf0;
    --warning-border: #ed8936;
    --info-bg: #ebf8ff;
    --info-border: #4299e1;
}

*, *::before, *::after { box-sizing: border-box; }

body {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    background-color: var(--bg-page);
    color: var(--text-primary);
    margin: 0 auto;
    padding: 24px;
    max-width: 1320px;
    line-height: 1.5;
}

/* ── Header ────────────────────────────────────────────────────────────────── */
.header-container { text-align: center; margin-bottom: 32px; }
.brand-header { margin-bottom: 8px; position: relative; min-height: 36px; }
.home-btn {
    position: absolute; left: 0; top: 50%;
    transform: translateY(-50%);
    display: inline-block;
    padding: 8px 20px;
    background-color: var(--primary);
    color: var(--text-light);
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85em;
    border-radius: var(--radius-sm);
    letter-spacing: 0.03em;
    transition: background-color 0.2s ease, box-shadow 0.2s ease;
}
.home-btn:hover { background-color: var(--primary-light); box-shadow: var(--shadow-sm); }
.brand-name { font-size: 1.6em; font-weight: 800; letter-spacing: -0.02em; }
.brand-the, .brand-better { color: var(--primary); }
.brand-veteran { color: var(--accent-gold); }

h1 { text-align: center; color: var(--primary); margin: 16px 0 8px; font-size: 1.8em; letter-spacing: -0.02em; }
.tool-subtitle { font-size: 1em; color: var(--text-secondary); margin: 0; max-width: 720px; margin-left: auto; margin-right: auto; line-height: 1.45; }
h2 { color: var(--primary); border-bottom: 2px solid var(--primary-light); padding-bottom: 12px; margin-top: 0; font-size: 1.1em; letter-spacing: -0.01em; }
h3 { color: var(--primary); margin-top: 0; font-size: 1.05em; letter-spacing: -0.01em; }

/* ── Section containers ──────────────────────────────────────────────────── */
.section-container {
    background-color: var(--bg-card);
    border-radius: var(--radius-lg);
    padding: 24px 28px;
    margin-bottom: 24px;
    box-shadow: var(--shadow-md);
}
.intro-section p { font-size: 1em; color: var(--text-secondary); line-height: 1.6; margin: 0; }

/* ── Form: quiz questions ────────────────────────────────────────────────── */
.quiz-question { margin-bottom: 18px; }
.quiz-question:last-of-type { margin-bottom: 12px; }
.quiz-question h2 {
    font-size: 0.95em;
    margin-bottom: 2px;
    border-bottom: none;
    padding-bottom: 0;
}
.optional-tag {
    color: var(--text-secondary);
    font-weight: 400;
    font-size: 0.85em;
    margin-left: 6px;
}
.question-hint {
    color: var(--text-secondary);
    font-size: 0.82em;
    margin: 2px 0 8px 0;
    line-height: 1.35;
}

/* ── Multi-column form rows ──────────────────────────────────────────────── */
.form-row {
    display: grid;
    gap: 16px;
    margin-bottom: 0;
}
.form-row-2col { grid-template-columns: 1fr 1fr; }
.form-row-3col { grid-template-columns: 1fr 1fr 1fr; }
.form-row .quiz-question { margin-bottom: 18px; }
@media (max-width: 700px) {
    .form-row-2col,
    .form-row-3col { grid-template-columns: 1fr; gap: 0; }
}

/* ── Option grids (radio buttons styled as cards) ────────────────────────── */
.option-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
    margin-top: 4px;
}
.option-grid.two-col { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 800px) {
    .option-grid { grid-template-columns: repeat(2, 1fr); }
    .option-grid.two-col { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
    .option-grid { grid-template-columns: 1fr; }
    .option-grid.two-col { grid-template-columns: 1fr; }
}

.option-card {
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 10px 10px;
    border: 2px solid var(--border-color);
    border-radius: var(--radius-md);
    cursor: pointer;
    background-color: var(--bg-surface);
    font-weight: 500;
    font-size: 0.88em;
    color: var(--text-primary);
    transition: all 0.15s ease;
    min-height: 44px;
}
.option-card:hover { border-color: var(--primary-light); background-color: #fff; }
.option-card input[type="radio"] { display: none; }
.option-card:has(input[type="radio"]:checked) {
    border-color: var(--primary);
    background-color: var(--primary);
    color: var(--text-light);
    box-shadow: var(--shadow-sm);
}
.option-card span { display: block; }

/* ── Number inputs + selects ─────────────────────────────────────────────── */
input[type="number"],
input[type="email"],
select {
    width: 100%;
    padding: 10px 12px;
    border: 2px solid var(--border-color);
    border-radius: var(--radius-md);
    font-size: 0.95em;
    font-family: inherit;
    background-color: var(--bg-surface);
    color: var(--text-primary);
    transition: border-color 0.15s ease, background-color 0.15s ease;
}
input[type="number"]:focus,
input[type="email"]:focus,
select:focus {
    outline: none;
    border-color: var(--primary-light);
    background-color: #fff;
}

/* ── Submit button + form errors ─────────────────────────────────────────── */
.submit-row { text-align: center; margin-top: 16px; }
.action-btn {
    display: inline-block;
    padding: 14px 32px;
    background-color: var(--primary);
    color: var(--text-light);
    border: none;
    border-radius: var(--radius-md);
    font-size: 1em;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.2s, box-shadow 0.2s;
    box-shadow: var(--shadow-sm);
    text-decoration: none;
    letter-spacing: 0.02em;
    font-family: inherit;
}
.action-btn:hover { background-color: var(--primary-light); box-shadow: var(--shadow-md); }
.action-btn:disabled { opacity: 0.6; cursor: not-allowed; }
.action-btn-secondary { background-color: var(--accent-gold); color: var(--text-primary); }
.action-btn-secondary:hover { background-color: #b8983e; }
.form-error { color: var(--accent); margin-top: 12px; font-size: 0.95em; min-height: 1.2em; }

/* ── Results header ──────────────────────────────────────────────────────── */
.results-header { margin-bottom: 24px; }
.results-title-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    flex-wrap: wrap;
}
.results-title-row h2 {
    margin: 0;
    border-bottom: none;
    padding-bottom: 0;
}
.retake-btn {
    background-color: transparent;
    color: var(--primary);
    border: 1.5px solid var(--primary);
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    font-size: 0.85em;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.15s ease, color 0.15s ease;
    font-family: inherit;
}
.retake-btn:hover { background-color: var(--primary); color: var(--text-light); }
.results-summary {
    font-size: 1.05em;
    color: var(--text-primary);
    margin: 12px 0 0 0;
    line-height: 1.55;
}
.results-summary strong { color: var(--primary); }
/* .summary-meta is defined below in the tier-styling block (single definition). */

/* ── Scenario grid (side-by-side cards) ──────────────────────────────────── */
.scenario-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 24px;
}
@media (max-width: 800px) {
    .scenario-grid { grid-template-columns: 1fr; }
}

.scenario-card {
    background-color: var(--bg-card);
    border: 2px solid var(--border-color);
    border-radius: var(--radius-lg);
    padding: 22px 24px;
    box-shadow: var(--shadow-sm);
    transition: border-color 0.2s, box-shadow 0.2s;
    position: relative;
}
/* Magnitude-tiered favored states.
   - tie  : no badge, neutral styling (no .favored class is applied at all)
   - modest: amber/warning — small delta inside model uncertainty
   - clear : green — meaningful but not overwhelming
   - strong: deep green — decisive financial advantage */
.scenario-card.favored {
    border-color: var(--green);
    box-shadow: 0 0 0 1px var(--green), var(--shadow-md);
}
.scenario-card.favored-modest {
    border-color: #d97706;
    box-shadow: 0 0 0 1px #d97706, var(--shadow-md);
}
.scenario-card.favored-clear {
    border-color: var(--green);
    box-shadow: 0 0 0 1px var(--green), var(--shadow-md);
}
.scenario-card.favored-strong {
    border-color: #15803d;
    box-shadow: 0 0 0 2px #15803d, var(--shadow-md);
}
.scenario-card.favored::before {
    content: '✓ FAVORED (after-tax)';
    position: absolute;
    top: -10px;
    left: 16px;
    background-color: var(--green);
    color: var(--text-light);
    padding: 3px 10px;
    border-radius: var(--radius-sm);
    font-size: 0.7em;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}
.scenario-card.favored-modest::before {
    content: '~ MODESTLY FAVORED (after-tax)';
    background-color: #d97706;
}
.scenario-card.favored-clear::before {
    content: '✓ FAVORED (after-tax)';
    background-color: var(--green);
}
.scenario-card.favored-strong::before {
    content: '★ STRONGLY FAVORED (after-tax)';
    background-color: #15803d;
}
.scenario-stay h3 { color: var(--primary); }
.scenario-separate h3 { color: var(--primary); }
.scenario-system {
    color: var(--text-secondary);
    font-size: 0.85em;
    margin: 4px 0 16px 0;
    line-height: 1.45;
}

.scenario-headline {
    font-size: 2em;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: -0.02em;
    line-height: 1.1;
    margin-bottom: 6px;
}
.scenario-card.favored .scenario-headline,
.scenario-card.favored-clear .scenario-headline { color: var(--green); }
.scenario-card.favored-strong .scenario-headline { color: #15803d; }
.scenario-card.favored-modest .scenario-headline { color: #d97706; }

/* Summary tier styling — replaces the old binary headline */
.summary-tier {
    padding: 12px 14px;
    border-radius: 8px;
    margin-bottom: 12px;
    line-height: 1.55;
}
.summary-tier-tie {
    background-color: #f3f4f6;
    border-left: 4px solid #6b7280;
}
.summary-tier-modest {
    background-color: #fef3c7;
    border-left: 4px solid #d97706;
}
.summary-tier-clear {
    background-color: #d1fae5;
    border-left: 4px solid #16a34a;
}
.summary-tier-strong {
    background-color: #bbf7d0;
    border-left: 4px solid #15803d;
}
.summary-meta {
    color: var(--text-secondary);
    font-size: 0.9em;
    margin-top: 8px;
    line-height: 1.5;
}
.summary-not-modeled {
    background-color: #fef9c3;
    border-left: 4px solid #ca8a04;
    padding: 10px 14px;
    margin-top: 10px;
    font-size: 0.88em;
    line-height: 1.55;
    border-radius: 6px;
    color: var(--text-primary);
}
.summary-not-modeled strong { color: var(--text-primary); }

/* Breakeven-card tier styling */
.breakeven-card.breakeven-tie {
    border-left: 4px solid #6b7280;
}
.breakeven-card.breakeven-modest {
    border-left: 4px solid #d97706;
}
.breakeven-card.breakeven-clear {
    border-left: 4px solid #16a34a;
}
.breakeven-card.breakeven-strong {
    border-left: 4px solid #15803d;
}

/* FERS pension sub-items */
.line-subitems {
    margin: 6px 0 0 0;
    padding: 0 0 0 18px;
    font-size: 0.92em;
    color: var(--text-secondary);
    list-style: disc;
}
.line-subitems li { margin: 3px 0; line-height: 1.5; }
.line-subitems strong { color: var(--text-primary); }

/* Buyback deposit row — give it visual link to the FERS row above */
.buyback-deposit-row {
    margin-left: 18px;
    font-size: 0.92em;
}
.buyback-deposit-row .row-note {
    display: block;
    color: var(--text-secondary);
    font-size: 0.88em;
    margin-top: 2px;
    font-style: italic;
}
.headline-tag {
    font-size: 0.4em;
    font-weight: 600;
    color: var(--text-secondary);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    vertical-align: middle;
    margin-left: 4px;
}
.scenario-sub {
    color: var(--text-secondary);
    font-size: 0.85em;
    margin: 0 0 14px 0;
    line-height: 1.4;
}

/* Plain-English breakdown of what the headline represents.
   Addresses the "I don't trust this number" reflex veterans hit hard given
   the cultural "20 yrs of service = financial freedom" expectation. */
.scenario-explainer {
    background-color: var(--bg-surface);
    border-left: 3px solid var(--primary-light);
    padding: 12px 14px;
    margin: 0 0 16px 0;
    border-radius: 6px;
    font-size: 0.85em;
    color: var(--text-secondary);
    line-height: 1.55;
}
.scenario-explainer strong { color: var(--text-primary); }
.scenario-explainer em { color: var(--primary); font-style: italic; }
.scenario-card.favored .scenario-explainer {
    background-color: #f0f9f4;
    border-left-color: var(--green);
}

/* "This number assumes you actually..." block — surfaces conditional dependencies
   on the separate cards. Renders ABOVE the breakdown so users see assumptions
   before they see the dollar amounts. */
.conditionals-block {
    background-color: #fef9c3;
    border-left: 3px solid #ca8a04;
    padding: 12px 14px;
    margin: 0 0 12px 0;
    border-radius: 6px;
    font-size: 0.88em;
    line-height: 1.55;
}
.conditionals-block strong { color: var(--text-primary); }
.conditionals-list {
    margin: 6px 0 4px 0;
    padding-left: 20px;
}
.conditionals-list li { margin: 3px 0; color: var(--text-secondary); }
.conditionals-list strong { color: var(--text-primary); }
.conditionals-note {
    margin: 6px 0 0 0;
    font-style: italic;
    color: var(--text-secondary);
    font-size: 0.92em;
}

/* Guarantee profile — categorizes each line item GUARANTEED / CONDITIONAL / MARKET
   so users can see that $3M military pension is FEDERAL LAW while $2.85M FERS is
   conditional on multiple things going right. */
.guarantee-profile {
    background-color: #f3f4f6;
    border-radius: 6px;
    padding: 12px 14px;
    margin-top: 14px;
    font-size: 0.85em;
    line-height: 1.55;
}
.guarantee-profile > strong {
    color: var(--text-primary);
    font-size: 0.95em;
}
.guarantee-profile ul {
    margin: 6px 0 0 0;
    padding-left: 0;
    list-style: none;
}
.guarantee-profile li {
    margin: 5px 0;
    padding-left: 0;
    line-height: 1.5;
}
.g-tag {
    display: inline-block;
    font-size: 0.7em;
    font-weight: 700;
    letter-spacing: 0.05em;
    padding: 2px 6px;
    border-radius: 4px;
    margin-right: 6px;
    vertical-align: middle;
    color: white;
    text-transform: uppercase;
}
.g-guaranteed { background-color: #15803d; }
.g-conditional { background-color: #d97706; }
.g-market { background-color: #6b7280; }

/* CRDP available callout (positive — for 50%+ users who keep both pension and VA) */
.crdp-available {
    background-color: #d1fae5;
    border-left: 3px solid #16a34a;
    padding: 8px 12px;
    border-radius: 4px;
    margin: 6px 0;
    color: var(--text-primary);
}
.crdp-available strong { color: #15803d; }

/* TRICARE Retired callout (positive — silent stay advantage) */
.tricare-retired {
    background-color: #ecfdf5;
    border-left: 3px solid #10b981;
    padding: 8px 12px;
    border-radius: 4px;
    margin: 6px 0;
    color: var(--text-primary);
}
.tricare-retired strong { color: #047857; }

/* SMC applied / VA progression / VA deps notes — small informational rows */
.smc-applied, .va-progression-note, .va-deps-note {
    background-color: var(--bg-surface);
    border-left: 2px solid var(--primary-light);
    padding: 6px 10px;
    border-radius: 4px;
    margin: 4px 0 4px 16px;
    font-size: 0.88em;
    color: var(--text-secondary);
}
.smc-applied strong, .va-progression-note strong { color: var(--text-primary); }

/* row-note — small inline annotation shown below a line item */
.row-note {
    display: block;
    color: var(--text-secondary);
    font-size: 0.85em;
    margin-top: 2px;
    font-style: italic;
    line-height: 1.5;
}

/* MBA tuition out-of-pocket — visible cost row */
.tuition-cost {
    color: var(--text-primary);
}
.tuition-cost strong { color: var(--accent); }

/* Existing-TSP soft warning (form-side; appears under the dropdown when YOS>=8 + $0) */
.existing-tsp-warning {
    margin-top: 8px;
    padding: 8px 12px;
    background-color: #fef9c3;
    border-left: 3px solid #ca8a04;
    border-radius: 4px;
    color: var(--text-primary);
    font-size: 0.88em;
    line-height: 1.5;
}
.existing-tsp-warning a { color: var(--primary); text-decoration: underline; }

/* CHAMPVA stacking note (separate from existing champva-note positive callout) */
.champva-note {
    background-color: #ecfdf5;
    border-left: 3px solid #10b981;
    padding: 8px 12px;
    border-radius: 4px;
    margin: 6px 0;
    color: var(--text-primary);
}
.champva-note strong { color: #047857; }

/* Scenario card breakdown — single readable column. We tried CSS columns earlier
   to compress vertical sprawl, but with the page widened to 1320px each card is
   ~640px wide, which is comfortable for a single column of line items. Avoids
   negative-margin bleed bugs from bleed-out items (forgone-va, crdp-note, etc.)
   spilling into adjacent columns, and keeps the nested FERS sub-items clean. */
.scenario-breakdown {
    list-style: none;
    margin: 0;
    padding: 0;
    border-top: 1px solid var(--border-color);
}
.scenario-breakdown li {
    padding: 10px 0;
    font-size: 0.92em;
    line-height: 1.5;
    color: var(--text-secondary);
    border-bottom: 1px solid var(--bg-surface);
}
.scenario-breakdown li:last-child { border-bottom: none; }
.scenario-breakdown li strong { color: var(--text-primary); font-weight: 600; }

.scenario-breakdown li.forgone-va {
    color: var(--text-primary);
    background-color: var(--warning-bg);
    border-left: 3px solid var(--warning-border);
    padding-left: 10px;
    margin: 6px -10px;
    border-radius: 4px;
}
.scenario-breakdown li.forgone-va strong { color: var(--red); }

.scenario-breakdown li.crdp-note {
    background-color: var(--warning-bg);
    border-left: 3px solid var(--warning-border);
    padding-left: 10px;
    margin: 6px -10px;
    color: var(--text-primary);
    border-radius: 4px;
}

.scenario-breakdown li.champva-note {
    color: var(--green);
    font-weight: 600;
}

.scenario-breakdown li.rank-note {
    background-color: var(--info-bg);
    border-left: 3px solid var(--info-border);
    padding: 8px 10px;
    margin: 6px -10px;
    border-radius: 4px;
    color: var(--text-primary);
    font-size: 0.88em;
}
.scenario-breakdown li.rank-note a {
    color: var(--primary-light);
    font-weight: 600;
    text-decoration: none;
}
.scenario-breakdown li.rank-note a:hover { text-decoration: underline; }

/* HYT promotion-risk variant — escalated visual weight to match the copy weight.
   For an E-4/E-5 staying to 20, this is a $1M+ swing if they don't promote.
   The previous calm-blue rank-note container undersold the magnitude of the risk. */
.scenario-breakdown li.rank-note.rank-note-hyt {
    background-color: #fef3c7;
    border-left: 4px solid #d97706;
    color: var(--text-primary);
}
.scenario-breakdown li.rank-note.rank-note-hyt a {
    color: #b45309;
}

.scenario-breakdown li.election-badge {
    background-color: var(--info-bg);
    border-left: 3px solid var(--info-border);
    padding-left: 10px;
    margin: 0 -10px 6px;
    border-radius: 4px;
    color: var(--primary);
}
.scenario-breakdown li.election-badge strong { color: var(--primary); }

.scenario-breakdown li.election-alt {
    background-color: var(--bg-surface);
    border: 1px dashed var(--primary-light);
    padding: 10px 12px;
    margin: 12px -2px 0;
    border-radius: var(--radius-md);
    color: var(--text-primary);
    font-size: 0.88em;
}
.election-alt-sub {
    list-style: disc;
    margin: 6px 0 0 18px;
    padding: 0;
}
.election-alt-sub li {
    border: none;
    padding: 4px 0;
    font-size: 0.95em;
    color: var(--text-secondary);
}
.election-alt-sub li strong { color: var(--text-primary); }

/* ── Badges (Ch61, combat) ──────────────────────────────────────────────── */
.badge {
    display: inline-block;
    padding: 2px 8px;
    border-radius: var(--radius-sm);
    font-size: 0.72em;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    vertical-align: middle;
    margin-left: 4px;
}
.badge-ch61 { background-color: var(--accent-gold); color: var(--text-primary); }
.badge-combat { background-color: var(--green); color: var(--text-light); }

/* ── Breakeven / bottom-line card ────────────────────────────────────────── */
.breakeven-card {
    background: linear-gradient(135deg, var(--primary) 0%, #234572 100%);
    color: var(--text-light);
    border-radius: var(--radius-lg);
    padding: 24px 28px;
    margin-bottom: 24px;
    box-shadow: var(--shadow-md);
}
.breakeven-card h3 {
    color: var(--accent-gold);
    margin: 0 0 12px 0;
    font-size: 1.1em;
    letter-spacing: 0.02em;
    text-transform: uppercase;
}
.breakeven-card p {
    margin: 0 0 10px 0;
    line-height: 1.55;
    font-size: 1em;
}
.breakeven-card p:last-child { margin-bottom: 0; }
.breakeven-card strong { color: var(--accent-gold); }
.breakeven-detail {
    font-size: 0.92em;
    color: rgba(255,255,255,0.85);
}

/* ── Education benefits callout ──────────────────────────────────────────── */
.education-callout {
    background-color: var(--info-bg);
    border-left: 4px solid var(--info-border);
    border-radius: var(--radius-md);
    padding: 16px 22px;
    margin-bottom: 24px;
}
.education-callout p {
    margin: 0;
    color: var(--text-primary);
    line-height: 1.55;
    font-size: 0.95em;
}
.education-callout strong { color: var(--primary); }
.education-callout em { color: var(--green); font-style: normal; font-weight: 600; }
.education-callout a {
    color: var(--primary-light);
    font-weight: 600;
    text-decoration: none;
}
.education-callout a:hover { text-decoration: underline; }

/* ── Methodology footer ──────────────────────────────────────────────────── */
#methodology-footer { margin-bottom: 24px; }
.methodology-details {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 0;
    box-shadow: var(--shadow-sm);
}
.methodology-details summary {
    cursor: pointer;
    padding: 14px 20px;
    font-size: 0.95em;
    font-weight: 600;
    color: var(--primary);
    list-style: none;
    user-select: none;
}
.methodology-details summary::-webkit-details-marker { display: none; }
.methodology-details summary::before {
    content: '▸';
    display: inline-block;
    margin-right: 8px;
    transition: transform 0.2s ease;
    color: var(--accent-gold);
}
.methodology-details[open] summary::before { transform: rotate(90deg); }
.methodology-details ul {
    padding: 0 22px 16px 40px;
    margin: 0;
    font-size: 0.9em;
    color: var(--text-secondary);
    line-height: 1.6;
}
.methodology-details ul li {
    margin-bottom: 10px;
}
.methodology-details ul li:last-child { margin-bottom: 0; }
.methodology-details ul li strong { color: var(--text-primary); }
.methodology-details ul li em { color: var(--text-primary); font-style: italic; }

/* ── Inline email capture (result-moment placement, top of results) ──────── */
/* Compact callout immediately above the scenario cards — catches peak attention
   right after submit. Differs visually from the section-container bottom form so
   users don't perceive them as identical (different framing = higher combined capture). */
.inline-email-capture {
    background: linear-gradient(135deg, var(--primary) 0%, #234572 100%);
    color: var(--text-light);
    border-radius: var(--radius-lg);
    padding: 18px 22px;
    margin-bottom: 20px;
    box-shadow: var(--shadow-md);
}
.inline-email-text {
    font-size: 0.95em;
    line-height: 1.45;
    color: rgba(255,255,255,0.95);
    margin-bottom: 12px;
}
.inline-email-text strong { color: var(--accent-gold); font-weight: 700; }
.inline-email-row {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}
.inline-email-row input[type="email"] {
    flex: 1;
    min-width: 220px;
    padding: 12px 14px;
    border: 2px solid rgba(255,255,255,0.2);
    border-radius: var(--radius-md);
    font-size: 1em;
    font-family: inherit;
    background-color: rgba(255,255,255,0.95);
    color: var(--text-primary);
}
.inline-email-row input[type="email"]:focus {
    outline: none;
    border-color: var(--accent-gold);
    background-color: #fff;
}
.inline-email-row .action-btn {
    background-color: var(--accent-gold);
    color: var(--text-primary);
    padding: 12px 24px;
}
.inline-email-row .action-btn:hover {
    background-color: #b8983e;
    box-shadow: var(--shadow-md);
}
.inline-email-capture .email-status {
    color: rgba(255,255,255,0.92);
    margin-top: 10px;
    font-size: 0.9em;
    min-height: 1.2em;
}
.inline-email-capture .email-status.success { color: var(--accent-gold); font-weight: 600; }
.inline-email-capture .email-status.error { color: #fed7d7; font-weight: 600; }

/* ── Line-by-line comparison table ──────────────────────────────────────── */
.comparison-table-wrapper {
    background-color: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-lg);
    padding: 20px 24px;
    margin-bottom: 24px;
    box-shadow: var(--shadow-sm);
}
.comparison-table-wrapper h3 {
    color: var(--primary);
    margin: 0 0 4px 0;
    font-size: 1.05em;
}
.comparison-sub {
    color: var(--text-secondary);
    font-size: 0.9em;
    margin: 0 0 16px 0;
    line-height: 1.4;
}
.comparison-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.9em;
}
.comparison-table th {
    text-align: left;
    color: var(--text-secondary);
    font-weight: 600;
    font-size: 0.8em;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    padding: 8px 8px;
    border-bottom: 2px solid var(--border-color);
}
.comparison-table th.num,
.comparison-table td.num {
    text-align: right;
    font-variant-numeric: tabular-nums;
}
.comparison-table td {
    padding: 10px 8px;
    border-bottom: 1px solid var(--bg-surface);
    color: var(--text-primary);
    line-height: 1.4;
}
.comparison-table .row-note {
    display: block;
    color: var(--text-secondary);
    font-size: 0.82em;
    font-weight: 400;
    margin-top: 2px;
}
.comparison-table .delta-stay { color: var(--primary); font-weight: 600; }
.comparison-table .delta-sep  { color: var(--green); font-weight: 600; }
.comparison-table .delta-zero { color: var(--text-secondary); }
.comparison-table tfoot td {
    border-top: 2px solid var(--border-color);
    border-bottom: none;
    padding-top: 12px;
    font-size: 1em;
}
.comparison-table .total-row strong { color: var(--text-primary); }
@media (max-width: 700px) {
    .comparison-table-wrapper { padding: 16px; }
    .comparison-table { font-size: 0.82em; }
}

/* ── Sources & citations panel ──────────────────────────────────────────── */
.sources-section h2 {
    color: var(--primary);
    margin: 0 0 4px 0;
    border-bottom: 2px solid var(--primary-light);
    padding-bottom: 12px;
}
.sources-details {
    /* No external chrome — section-container already provides the white card */
}
.sources-details summary {
    cursor: pointer;
    padding: 4px 0 12px;
    list-style: none;
    user-select: none;
    border-bottom: 2px solid var(--primary-light);
    display: flex;
    align-items: baseline;
    gap: 10px;
    flex-wrap: wrap;
}
.sources-details summary::-webkit-details-marker { display: none; }
.sources-details summary::before {
    content: '▸';
    display: inline-block;
    margin-right: 6px;
    color: var(--accent-gold);
    transition: transform 0.2s ease;
    font-size: 0.9em;
}
.sources-details[open] summary::before { transform: rotate(90deg); }
.sources-summary-title {
    color: var(--primary);
    font-weight: 700;
    font-size: 1.1em;
    letter-spacing: -0.01em;
}
.sources-summary-sub {
    color: var(--text-secondary);
    font-size: 0.85em;
    font-weight: 400;
}
.sources-details[open] .section-subtitle {
    margin-top: 12px;
}
.sources-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px 24px;
    margin-top: 20px;
}
@media (max-width: 700px) {
    .sources-grid { grid-template-columns: 1fr; }
}
.sources-group h3 {
    color: var(--primary);
    font-size: 0.95em;
    margin: 0 0 8px 0;
    letter-spacing: -0.01em;
}
.sources-group ul {
    list-style: none;
    margin: 0;
    padding: 0;
}
.sources-group li {
    color: var(--text-secondary);
    font-size: 0.85em;
    line-height: 1.45;
    margin-bottom: 6px;
    padding-left: 14px;
    position: relative;
}
.sources-group li::before {
    content: '·';
    color: var(--accent-gold);
    position: absolute;
    left: 0;
    font-weight: 700;
}
.sources-group a {
    color: var(--primary-light);
    text-decoration: none;
    font-weight: 500;
}
.sources-group a:hover { text-decoration: underline; }
.sources-note {
    font-size: 0.85em;
    color: var(--text-secondary);
    font-style: italic;
    margin-top: 20px;
    padding-top: 14px;
    border-top: 1px solid var(--border-color);
    line-height: 1.5;
}

/* ── Email + Action bar ──────────────────────────────────────────────────── */
.section-subtitle {
    color: var(--text-secondary);
    margin-top: -8px;
    margin-bottom: 16px;
    font-size: 0.95em;
}
.email-results-form { margin-top: 8px; }
.email-form-row {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}
.email-form-row input[type="email"] {
    flex: 1;
    min-width: 240px;
}
.email-status { margin-top: 12px; font-size: 0.95em; min-height: 1.2em; }
.email-success { color: var(--green); }
.email-error { color: var(--accent); }
.input-hint { color: var(--text-secondary); font-size: 0.85em; margin-top: 8px; }

.action-bar {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    justify-content: center;
    margin-bottom: 24px;
}

/* ── How it works (collapsible, mirrors sources pattern) ─────────────────── */
.how-it-works-details summary {
    cursor: pointer;
    padding: 4px 0 12px;
    list-style: none;
    user-select: none;
    border-bottom: 2px solid var(--primary-light);
    display: flex;
    align-items: baseline;
    gap: 10px;
    flex-wrap: wrap;
}
.how-it-works-details summary::-webkit-details-marker { display: none; }
.how-it-works-details summary::before {
    content: '▸';
    display: inline-block;
    margin-right: 6px;
    color: var(--accent-gold);
    transition: transform 0.2s ease;
    font-size: 0.9em;
}
.how-it-works-details[open] summary::before { transform: rotate(90deg); }
.how-it-works-summary-title {
    color: var(--primary);
    font-weight: 700;
    font-size: 1.1em;
    letter-spacing: -0.01em;
}
.how-it-works-summary-sub {
    color: var(--text-secondary);
    font-size: 0.85em;
    font-weight: 400;
}
.how-it-works-details[open] p:first-of-type { margin-top: 16px; }
.how-it-works p {
    color: var(--text-secondary);
    line-height: 1.6;
    margin: 0 0 14px 0;
    font-size: 0.95em;
}
.how-it-works p:last-child { margin-bottom: 0; }

/* ── FAQ section ─────────────────────────────────────────────────────────── */
.faq-section h2 {
    color: var(--primary);
    margin-top: 0;
    margin-bottom: 16px;
    border-bottom: 2px solid var(--primary-light);
    padding-bottom: 12px;
    font-size: 1.1em;
    letter-spacing: -0.01em;
}
.faq-item {
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    margin-bottom: 10px;
    background-color: var(--bg-surface);
    transition: background-color 0.15s ease;
}
.faq-item[open] {
    background-color: var(--bg-card);
    box-shadow: var(--shadow-sm);
}
.faq-item summary {
    cursor: pointer;
    padding: 14px 18px;
    font-weight: 600;
    font-size: 1em;
    color: var(--primary);
    list-style: none;
    user-select: none;
    line-height: 1.4;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::before {
    content: '+';
    display: inline-block;
    width: 18px;
    margin-right: 6px;
    color: var(--accent-gold);
    font-weight: 700;
    transition: transform 0.2s ease;
}
.faq-item[open] summary::before { content: '−'; }
.faq-item p {
    margin: 0;
    padding: 0 18px 16px;
    color: var(--text-secondary);
    line-height: 1.6;
    font-size: 0.95em;
}
.faq-item p strong { color: var(--text-primary); }
.faq-item p a { color: var(--primary-light); font-weight: 600; }
.faq-item p a:hover { text-decoration: underline; }

/* ── More tools ─────────────────────────────────────────────────────────── */
.more-tools {
    background-color: var(--bg-card);
    border-radius: var(--radius-lg);
    padding: 20px 24px;
    margin-bottom: 24px;
    text-align: center;
    box-shadow: var(--shadow-sm);
}
.more-tools h3 { font-size: 1rem; color: #999; margin-top: 0; margin-bottom: 0.75rem; font-weight: 500; }
.more-tools .tools-links {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    flex-wrap: wrap;
}
.more-tools .tools-links a {
    color: var(--accent-gold);
    text-decoration: none;
    font-size: 0.9rem;
    transition: color 0.2s;
}
.more-tools .tools-links a:hover {
    color: #e0c675;
    text-decoration: underline;
}

/* ── Footer ──────────────────────────────────────────────────────────────── */
footer {
    text-align: center;
    color: var(--text-secondary);
    font-size: 0.85em;
    line-height: 1.5;
    padding: 16px 0;
    max-width: 800px;
    margin: 0 auto;
}
footer p { margin: 0 0 8px 0; }
footer .footer-sources { font-size: 0.8em; opacity: 0.85; }

/* ── Print ───────────────────────────────────────────────────────────────── */
@media print {
    body { background: #fff; padding: 0; max-width: 100%; }
    .no-print, .header-container, #calculator-form, #email-results-container, .more-tools, footer, .home-btn {
        display: none !important;
    }
    .section-container { box-shadow: none; border: 1px solid #ccc; page-break-inside: avoid; }
    .scenario-card { box-shadow: none; border: 1px solid #ccc; page-break-inside: avoid; }
    .breakeven-card {
        background: #fff !important;
        color: var(--text-primary) !important;
        border: 2px solid var(--primary);
    }
    .breakeven-card h3, .breakeven-card strong { color: var(--primary) !important; }
    .breakeven-detail { color: var(--text-secondary) !important; }
    .education-callout { page-break-inside: avoid; }
    .methodology-details { display: none; }
    .scenario-card.favored::before {
        background-color: transparent;
        color: var(--green) !important;
        border: 1px solid var(--green);
    }
    .scenario-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
}